There is one important domain where Americans lack freedom of choice: primary education. State and local governments have the power to force students into public schools, regardless of parental choice.
As student loan debt has almost tripled since 2004, start-up companies such as Upstart and Pave offer a solution. These firms allow those with excess money to invest in people and their careers. Graduate students from competitive universities are especially attractive targets for investors. As their business models continue to develop, they could help alleviate problems in the broader student loan market.
Originally posted on American Individual:
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